Fund it right
Education Loan
India and abroad study loans with moratorium support
Cover tuition, living, travel, and laptop costs. We work with banks that understand university offer letters and visa timelines.
Amount
Up to ₹2 Cr
Rates from
8.30% p.a.
Tenure
Up to 15 years
Approval
Aligned to visa dates*
Why borrowers pick this product
- Moratorium during the course
- Collateral and non-collateral options
- Co-applicant income considered
- Tax benefit under applicable law
Indicative lender grid
Compare side by sideFigures are public-range illustrations for planning, not live bank APIs or guaranteed offers.
| Lender | Type | Rate | Amount | EMI / lakh | Processing | |
|---|---|---|---|---|---|---|
| State Bank of India | Nationalized Bank | 8% – 10.5% | ₹5 L – ₹40 Cr | ₹1,992 – ₹2,160 | Up to 0.35% + GST | Enquire |
| Punjab National Bank | Nationalized Bank | 8.2% – 12.4% | ₹5 L – ₹5 Cr | ₹2,005 – ₹2,230 | Up to 1% | Enquire |
| Canara Bank | Nationalized Bank | 8.15% – 11.9% | ₹5 L – ₹5 Cr | ₹2,001 – ₹2,200 | Up to 0.50% | Enquire |
| ICICI Bank | Private Bank | 8.4% – 15% | ₹50,000 – ₹5 Cr | ₹2,018 – ₹2,400 | Up to 2% | Enquire |
| Tata Capital | NBFC | 10.99% – 24% | ₹75,000 – ₹75 L | ₹2,170 – ₹2,900 | Up to 3% | Enquire |
Studies in India
Professional and postgraduate courses at approved universities with simpler documentation.
Studies abroad
Country-wise lender lists, living-cost buffers, and forex-aware sanction letters.
Moratorium
Simple interest during study plus a grace period after the course, as per the bank.
Eligibility
- Admission or offer letter from a recognised institute
- Indian student with co-applicant (usually parent)
- Academic record acceptable to the lender
- Collateral for larger abroad tickets, if required
Documents
- Student and co-applicant KYC
- Mark sheets and offer letter
- Fee structure and expense estimate
- Income proof of co-applicant
FAQs
The student is usually the applicant with a parent or spouse as co-applicant. The bank may ask for collateral above a threshold.
