Bangalore desk · Speak with Devaraja Hotoor

Interest rate snapshot

Public-range illustrations by lender and product. Actual ROI depends on score, salary credits, and scheme. Not a live bank feed.

Home Loan

Product range from 8.35% p.a. · Up to ₹5 Cr

LenderFromUptoAmountProcessing
State Bank of India8%10.5%₹5 L – ₹40 CrUp to 0.35% + GST
Bank of Baroda8.15%11.2%₹10 L – ₹10 CrUp to 1%
Punjab National Bank8.2%12.4%₹5 L – ₹5 CrUp to 1%
Canara Bank8.15%11.9%₹5 L – ₹5 CrUp to 0.50%
HDFC Bank8.35%14.5%₹50,000 – ₹10 CrUp to 1% or as advertised
ICICI Bank8.4%15%₹50,000 – ₹5 CrUp to 2%
Axis Bank8.5%16%₹50,000 – ₹5 CrUp to 1.5%
Kotak Mahindra Bank8.7%16.5%₹1 L – ₹3 CrUp to 2%
LIC Housing Finance8.25%10.8%₹5 L – ₹10 CrUp to 0.50%
IDFC FIRST Bank8.85%18%₹1 L – ₹5 CrUp to 2%

Personal Loan

Product range from 10.49% p.a. · Up to ₹40 Lakh

LenderFromUptoAmountProcessing
State Bank of India8%10.5%₹5 L – ₹40 CrUp to 0.35% + GST
Bank of Baroda8.15%11.2%₹10 L – ₹10 CrUp to 1%
Punjab National Bank8.2%12.4%₹5 L – ₹5 CrUp to 1%
HDFC Bank8.35%14.5%₹50,000 – ₹10 CrUp to 1% or as advertised
ICICI Bank8.4%15%₹50,000 – ₹5 CrUp to 2%
Axis Bank8.5%16%₹50,000 – ₹5 CrUp to 1.5%
Kotak Mahindra Bank8.7%16.5%₹1 L – ₹3 CrUp to 2%
Bajaj Finance11%28%₹50,000 – ₹55 LUp to 3.93%
Tata Capital10.99%24%₹75,000 – ₹75 LUp to 3%
IDFC FIRST Bank8.85%18%₹1 L – ₹5 CrUp to 2%

Business Loan

Product range from 14.00% p.a. · Up to ₹75 Lakh

LenderFromUptoAmountProcessing
Bank of Baroda8.15%11.2%₹10 L – ₹10 CrUp to 1%
Canara Bank8.15%11.9%₹5 L – ₹5 CrUp to 0.50%
HDFC Bank8.35%14.5%₹50,000 – ₹10 CrUp to 1% or as advertised
ICICI Bank8.4%15%₹50,000 – ₹5 CrUp to 2%
Axis Bank8.5%16%₹50,000 – ₹5 CrUp to 1.5%
Kotak Mahindra Bank8.7%16.5%₹1 L – ₹3 CrUp to 2%
Bajaj Finance11%28%₹50,000 – ₹55 LUp to 3.93%
Tata Capital10.99%24%₹75,000 – ₹75 LUp to 3%
IDFC FIRST Bank8.85%18%₹1 L – ₹5 CrUp to 2%

New Car Loan

Product range from 8.70% p.a. · Up to 90% of on-road

LenderFromUptoAmountProcessing
State Bank of India8%10.5%₹5 L – ₹40 CrUp to 0.35% + GST
Punjab National Bank8.2%12.4%₹5 L – ₹5 CrUp to 1%
Canara Bank8.15%11.9%₹5 L – ₹5 CrUp to 0.50%
HDFC Bank8.35%14.5%₹50,000 – ₹10 CrUp to 1% or as advertised
ICICI Bank8.4%15%₹50,000 – ₹5 CrUp to 2%
Axis Bank8.5%16%₹50,000 – ₹5 CrUp to 1.5%
Kotak Mahindra Bank8.7%16.5%₹1 L – ₹3 CrUp to 2%
Tata Capital10.99%24%₹75,000 – ₹75 LUp to 3%

Education Loan

Product range from 8.30% p.a. · Up to ₹2 Cr

LenderFromUptoAmountProcessing
State Bank of India8%10.5%₹5 L – ₹40 CrUp to 0.35% + GST
Punjab National Bank8.2%12.4%₹5 L – ₹5 CrUp to 1%
Canara Bank8.15%11.9%₹5 L – ₹5 CrUp to 0.50%
ICICI Bank8.4%15%₹50,000 – ₹5 CrUp to 2%
Tata Capital10.99%24%₹75,000 – ₹75 LUp to 3%

Loan Against Property

Product range from 9.25% p.a. · Up to ₹10 Cr

LenderFromUptoAmountProcessing
State Bank of India8%10.5%₹5 L – ₹40 CrUp to 0.35% + GST
Bank of Baroda8.15%11.2%₹10 L – ₹10 CrUp to 1%
HDFC Bank8.35%14.5%₹50,000 – ₹10 CrUp to 1% or as advertised
LIC Housing Finance8.25%10.8%₹5 L – ₹10 CrUp to 0.50%
Bajaj Finance11%28%₹50,000 – ₹55 LUp to 3.93%
IDFC FIRST Bank8.85%18%₹1 L – ₹5 CrUp to 2%

Machinery Loan

Product range from 10.50% p.a. · Up to ₹2 Cr

LenderFromUptoAmountProcessing
State Bank of India8%10.5%₹5 L – ₹40 CrUp to 0.35% + GST
Bank of Baroda8.15%11.2%₹10 L – ₹10 CrUp to 1%
Canara Bank8.15%11.9%₹5 L – ₹5 CrUp to 0.50%
HDFC Bank8.35%14.5%₹50,000 – ₹10 CrUp to 1% or as advertised
Bajaj Finance11%28%₹50,000 – ₹55 LUp to 3.93%
Tata Capital10.99%24%₹75,000 – ₹75 LUp to 3%

OD Facility

Product range from 11.00% p.a. · Up to ₹5 Cr

LenderFromUptoAmountProcessing
State Bank of India8%10.5%₹5 L – ₹40 CrUp to 0.35% + GST
Bank of Baroda8.15%11.2%₹10 L – ₹10 CrUp to 1%
Canara Bank8.15%11.9%₹5 L – ₹5 CrUp to 0.50%
HDFC Bank8.35%14.5%₹50,000 – ₹10 CrUp to 1% or as advertised
ICICI Bank8.4%15%₹50,000 – ₹5 CrUp to 2%
Axis Bank8.5%16%₹50,000 – ₹5 CrUp to 1.5%
IDFC FIRST Bank8.85%18%₹1 L – ₹5 CrUp to 2%

Site Mortgage

Product range from 9.50% p.a. · Up to ₹3 Cr

LenderFromUptoAmountProcessing
State Bank of India8%10.5%₹5 L – ₹40 CrUp to 0.35% + GST
Canara Bank8.15%11.9%₹5 L – ₹5 CrUp to 0.50%
LIC Housing Finance8.25%10.8%₹5 L – ₹10 CrUp to 0.50%

Professional Loan

Product range from 11.25% p.a. · Up to ₹75 Lakh

LenderFromUptoAmountProcessing
HDFC Bank8.35%14.5%₹50,000 – ₹10 CrUp to 1% or as advertised
ICICI Bank8.4%15%₹50,000 – ₹5 CrUp to 2%
Axis Bank8.5%16%₹50,000 – ₹5 CrUp to 1.5%
Kotak Mahindra Bank8.7%16.5%₹1 L – ₹3 CrUp to 2%
Bajaj Finance11%28%₹50,000 – ₹55 LUp to 3.93%
Tata Capital10.99%24%₹75,000 – ₹75 LUp to 3%

Working Capital Loan

Product range from 12.00% p.a. · Up to ₹3 Cr

LenderFromUptoAmountProcessing
State Bank of India8%10.5%₹5 L – ₹40 CrUp to 0.35% + GST
Bank of Baroda8.15%11.2%₹10 L – ₹10 CrUp to 1%
Punjab National Bank8.2%12.4%₹5 L – ₹5 CrUp to 1%
Canara Bank8.15%11.9%₹5 L – ₹5 CrUp to 0.50%
HDFC Bank8.35%14.5%₹50,000 – ₹10 CrUp to 1% or as advertised
ICICI Bank8.4%15%₹50,000 – ₹5 CrUp to 2%
Axis Bank8.5%16%₹50,000 – ₹5 CrUp to 1.5%
Kotak Mahindra Bank8.7%16.5%₹1 L – ₹3 CrUp to 2%
Bajaj Finance11%28%₹50,000 – ₹55 LUp to 3.93%
Tata Capital10.99%24%₹75,000 – ₹75 LUp to 3%
IDFC FIRST Bank8.85%18%₹1 L – ₹5 CrUp to 2%

Tied up with leading banks & NBFCs

State Bank of India
HDFC Bank
ICICI Bank
Axis Bank
Kotak Mahindra Bank
Bank of Baroda
Punjab National Bank
Canara Bank
IDFC FIRST Bank
LIC Housing Finance
Bajaj Finance
Tata Capital
Union Bank of India
Indian Bank
Yes Bank
IndusInd Bank
Federal Bank
Bandhan Bank
RBL Bank
Karnataka Bank
South Indian Bank
Bank of India
Central Bank of India
UCO Bank
State Bank of India
HDFC Bank
ICICI Bank
Axis Bank
Kotak Mahindra Bank
Bank of Baroda
Punjab National Bank
Canara Bank
IDFC FIRST Bank
LIC Housing Finance
Bajaj Finance
Tata Capital
Union Bank of India
Indian Bank
Yes Bank
IndusInd Bank
Federal Bank
Bandhan Bank
RBL Bank
Karnataka Bank
South Indian Bank
Bank of India
Central Bank of India
UCO Bank