Education loan · 8 min read · 15 Jul 2026
Education loan checklist for studies abroad
Offer letter, I-20 or CAS, living costs, and co-applicant income — sequenced for visa timelines.
Start the loan file as soon as the offer is in hand. Sanction letters often take 2–4 weeks after documents are complete.
Banks want a full cost of education: tuition, living, travel, and insurance. Under-budgeting causes a second top-up later.
Collateral-free limits vary. Larger US or UK tickets usually need property in India as security.
Keep the co-applicant’s banking clean. A rejected salary credit or a recent settlement can stall the file.
Share the visa appointment date with us so disbursement of the first fee can be timed to the university deadline.
